Everyone’s a  nner

Retirement Planning

Be in control of your retirement plan. Feel confident you can stop working when you want to. Enjoy the retirement you deserve. Our goal is your financial freedom.

As you move through your working life towards retirement, your needs and circumstances will change over time. The idea of what retirement looks like is continually changing. We are living longer and we know there is often high demands on time and finance.

With offices around the world and qualified advisers able to help you wherever you are, who focus on making a life-long difference to clients, we have diverse skills that match your vision. We can bring specialist insight that will help you realise your goals and react to changes as they occur. We are here to bring you peace of mind.

Plan for, and enjoy, the retirement you deserve

The journey towards and through later life is different for everyone, but most people will broadly experience four stages along the way. These include; starting your savings, reviewing where you have got to, drawing on your retirement savings, and planning your legacy.

Each of these stages bring their own challenges and choices, and you will have your own objectives depending where you are on your journey.

Wherever you are, see how we can help you plan for the later life you deserve.

Lump Sum Investments

One off lump sum investments are a superb way to kick start achieving your long term financial goals. Whether you are keen to make up for lost time, are fed up of bank returns or want to harness the power of compound growth, a lump sum investment is a useful tool.

• The appropriate tax wrapper                       • Your volatility tolerance
• Investment timeline                       • Asset allocation

To get a more comprehensive overview please download our investment guide that explains the options in more detail as well as highlighting some of the exclusive discretionary management opportunities only available through W1.

Financial Planning

Financial Planning is the bedrock on which your financial success will be won or lost. This is the process of understanding your key objectives, forecasting the cost of completing these objectives and understanding what must be actioned today to bring your financial goals to fruition.

• Our financial planners will take the time to understand your situation and what you want to achieve with your money.
• A full financial planning report will then be presented to you alongside an asset and income forecast so you can understand how the decisions you make today will affect your future prosperity and quality of life.

Download our free financial planning guide to get some key insights and tips on the most successful strategies and also common mistakes to avoid.

Discretionary Portfolio Management

For clients with more than £250,000 you are able to access our Discretionary Portfolio Management Service.

• Have influence over the day to day decisions in the management of your portfolio.
• Exclude asset classes in which you already hold significant weightings. Eg property.
• Have a direct line to your dedicated investment manager.
• Make certain your portfolio conforms to any ethical, political or religious views you have.

Our Financial planners will discuss your aims and objectives and recommend the appropriate discretionary manager from our approved partners.

Download our complimentary guide to our discretionary portfolio management service for information and our guiding principles when choosing which managers we work with.

Life and Critical Illness Insurance

This is a key and often overlooked area of financial planning.

• Are your key financial objectives dependent upon your ability to earn?
• If you were to pass away are you leaving behind a strong financial situation for your family?
• Most expat employment contracts will have reduced death benefits or critical illness cover compared to those working in the UK.
•Therefore the emphasis is far more on the individual to make sure their family will be provided for in case the worst should happen.

Download our free education life and critical illness guide for an overview of the most successful strategies, the pitfalls to avoid, and examples of different solutions that are available.